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View Full Version : The idea of a seperate standard tax deduction for health insurance is interesting...



Bill
02-24-2007, 04:32 PM
... but it sure is an official "GFY" to people who make less than 30-something K a year.

Just kick those worthless mutts, Bushie Boy!

That's the official Christian Hegemonic position I guess - the poor deserve the suffering they got, or God wouldn't have made them poor.

How far we've come from that pesky sermon on the mount!

exarmyranger
02-24-2007, 10:28 PM
Oh we've come a long way all right!Almost back to where we started in just a few hundred years,now ain't that something...Some friends of mine were trying to set up a small anarchist community...But they could'nt get people to obey the rule's.Communism is like prohibition,Damned good idea,but it does'nt work...Will Rodgers,americas first political satirest...ex

Bill
02-25-2007, 01:01 AM
I figure we can sum up the real problem with american health care with one example.

I see this one specialist for a critical perscription. If I pay in cash the desk price for the visit is $160 - but if I remember to ask the doctor, he'll charge me $60, which is still $10 more than he would get from the insurance company, and he gets it in cash right there.

But if I forget to ask the doctor, which I often do because I don't like to make a fuss about money, I have to pay $160.

$100 dollars more, because I'm paying cash, and not charging it thru the distributed, negotiated cost, often paid late and paid partially, insurance company.

Imagine what one would have to pay if it wasn't a half-criminal insurance company, and I was part of a pool of 150 million americans. That same visit would cost $50 or less.

Tommy
02-25-2007, 10:56 AM
One time when I brang ALL the kids for a sick doctor visit
1 year old twins and a 2 year old

so 3 kids

the doctor came in checked their ears and etc etc
the twins got some shots which was givin by the nurse

The doctor was in the room less then 15 mins
really closer to 10 minutes

when I settled up with the secretary I was giving her the 20 dollar copayment for each child and I asked how much would this be if I didnt have health ins

get ready..... the total for all 3 children .......975.00



now to be fair my sister is a doctor and when ever I talk to her she is always complaining about the insurance she has to keep incase she gets sued, I always thought she was exerating but she throws around numbers of 160 thousand a year, shes only been a doctor for a few years abd she already has a few lawsuits going on

Caskey_91
02-25-2007, 03:55 PM
One time when I brang ALL the kids for a sick doctor visit
1 year old twins and a 2 year old

so 3 kids

the doctor came in checked their ears and etc etc
the twins got some shots which was givin by the nurse

The doctor was in the room less then 15 mins
really closer to 10 minutes

when I settled up with the secretary I was giving her the 20 dollar copayment for each child and I asked how much would this be if I didnt have health ins

get ready..... the total for all 3 children .......975.00



now to be fair my sister is a doctor and when ever I talk to her she is always complaining about the insurance she has to keep incase she gets sued, I always thought she was exerating but she throws around numbers of 160 thousand a year, shes only been a doctor for a few years abd she already has a few lawsuits going on

Very true. Everyday Doctors are givin malpractice lawsuits all the time. Thing is most of them are bogus while some aren't. Hell people will sue them just to get money for themselves at the doctors expense. I can see why they charge alot.

exarmyranger
02-25-2007, 10:43 PM
:read: The Hypocratic Oath,in order to be a licenced M.D. a med.school grad.signs the H.O.which does'nt provide any rules,or guidelines,as to a M.D.'s min.or a max.income...It say's (in so many words) doctors swear to,render aid to anyone in need.attempt to ease the suffering of all those who cannot be cured,or mended.Give comfort to those you cannot heal.Blah,Blah,be this way,don't be that way...ect.Not one damn thing about Mal-Practice,except.Try not to do more harm than good in the proccess of healing.Nor doe's it contain any reference,as to how much the saving of a life,or the curing of some ailment,is worth.But it (the H.O.) has'nt been amended,(ignored yes)but it remains intact.(unlike The Constitution)As Hypocrates wrote it,his reason(like those who penned the Constitution) I believe was to ensure that those who practiced medicine,(like those who practice politics) did so out of a sincere desire to serve humanity.Doctor's,by healing the sick,mending the bones,and binding the wounds of thier fellow man.(I'll stop my compairisons here) :oldman: My good friend of 35 years made a career change 10 years back...She started as an unskilled worker in the blood bank of a local hospital,pulling blood/plasma from storage,she climded the ladder from there,to Co-ordinater of Surgery,with-in 10 yrs.and worked in that position for 5 yrs.before her/the responcibility's (which at times were a matter of life,or death)became to stressfull.Having direct contact with all the M.D.,D.O.S.'s,from gen.surgeons,to brain,heart,orthopedic,specialists.She inquired,if any of them,were looking for help in the line of secretarial/records/bookeeping...To a man the answer was a question."What/how much do you know about Medicare/Medicade billing?"and co-payment collections?She answerd truthfully,"Not very much I'm afraid"she resigned/quit her job before securing another.She found a Medical Billing/Collection service that was"Hiring" Entry level positions in all dept.'s...O.T.J.Training BlahBlah.before her 90 day evaluation period was over she was the #1 collector in both the % of accounts closed and the $ amount collected.6 months later she was asked if she would like to learn how to post medicare bills for collection.She spent less than a year in that before she was #1 in that dept.She had left a $20.00 plus some per hour job.To a $7.50 p.h. one,20 months later she was making $9.75 p.h.(and that was the co.salary cap)with no more raise's in salary,other than the company's anuall $.60 cost of living increase.She then began contacting (a substancial amount of which she had been post/billing/collecting for) in her job.She took an offer to manage the Billing/Collection depts.for a prostetics manufacturer,for $15.00p.h. plus a 3% of the $'s she collected per quarter bonus.putting her back in the $35-$40.000.00 anual net income range,now in her 7th.or 8th.year with that company,her anual net income for past 3 years hoverd around $60,000.00 per.:disbelief: Now is it just me,or is something wrong with this picture.A person who's job leaves no margin of error(like making sure the Doctor is sober/err ready for surgery when the doner organ arrives)as well as all surgical staff,tools,drugs,standard/special equiptment,ect.ect.ect. nets $40,000.00 per yr.While the person who bills and collect's the money for the Doc's,hardly a job where a mistake,or error may result in someones death.Make's $20,000.00 or more per yr.I just do'nt get it:dunno: ex