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View Full Version : Good article about why the Fed bailed out Bear Sterns - which wasn't even a bank


Bill
04-08-2008, 06:28 AM
Interesting reading, I thought. While the republicans cheer, the Fed gives billions and billions of taxpayer money to the very people whose mismanagement caused the problem in the frst place. This article bitches about it. I guess bitching is all we taxpayers can do anymore, with the republicans in charge

But no, it's gone ahead and damned the depression by doing what the New York Times described as the "unthinkable": bailing out Bear Stearns while giving away hundreds of billions to banks and other institutions whose labyrinthine securitization of our debt economy started this whole mess in the first place.

In other words, rewarding the criminals and screwing the victims.


"The Fed is trying to encourage more reckless borrowing and spending," argues Peter Schiff, president of Euro Pacific Capital and a longtime caller of bullshit on the irrational exuberance that debt securitization. "Obviously, its bailout of Bear Stearns creditors means that Americans are going to absorb their losses. The Fed is monetizing the mess and spreading out the losses among those who own dollars, whether in their savings or income. They're the ones being asked to shoulder the burden."


People like my parents, retirees living off their investments - which are worth profoundly less today.

If recession is what we need, then postponing it won't help. We've got to restore order to the economy, and the Fed doesn't want to process that short-term pain, so its replacing the pain with one that will hurt even worse later."

"Where are we?" asks Danny Schechter, award-winning producer for CNN and ABC, graduate of the London School of Economics and the man behind the prescient debt economy documentary In Debt We Trust. "We're in a disaster zone. It's like bird flu in the financial system. Buyers overseas who bought all of these securities have found out that they've been scammed. No one knows how to value this stuff. The Fed has unsuccessfully injected hundreds of billions into the system as well as slashed rates. But it hasn't solved the problem."

Why? If the Fed is just a bunch of highly credentialed money wonks rather than the dark-hearted star chamber that conspiracy theorists make it out to be, then why wasn't it smart enough to realize that just throwing money at the wall wouldn't stick? After slashing rates down as low as 2.25 percent and handing out billions in duffel bags like Wall Street was Baghdad, how is it possible that the collective economic genius of the Fed hasn't been able to make a single noticeable dent in the oncoming depression? How could so many smart people be so stupid?

The answer is as boring as you think: greed.


So, if the Fed puts off the pain for another year - who does that help? Who benefits? The Republicans, clearly, would be the big beneficiary.

"Regardless of what the Fed does, the dollar is going to keep going down," Schiff agrees. "If the Fed keeps doing what it is doing, it won't make it out of this as a functioning currency."

"I'm sorry to tell you this," Palast adds, "but higher oil prices and weak dollars is not a failure of policy. That is the policy. Clinton had a strong dollar policy and Bush hated it. The weak dollar is a way to temporarily hike exports to create short-term pretend juice for the economy. But the weak dollar also made it easier for foreigners to buy up U.S. assets. The capitalists are cashing out of America. They're keeping condos in New York, Palm Beach and Malibu, but their investments are where the returns are fatter: Malaysia, China, India. A weak dollar helps the transfer of capital ownership."


http://www.alternet.org/workplace/80501/?page=entire

disrupter
04-09-2008, 03:11 AM
Bail out Bear Stearns while Bush gets ready to veto the bill to give some help to actual home owners.

As 'powerful' [a debatable term] as the Fed is the Global economy is so much bigger they are barely a tug boat trying to haul around an aircraft carrier,
while other market forces are tugs pulling in several other directions.

The net is everything ends up just going with the flow,

right down the tube.

stefan segal
04-09-2008, 11:20 AM
Good article Bill...but I'm beginning to wonder about how bad can it get?

The actuality is that a few trillion in fictional wealth will vanish...ans in response, the fed will print up some of that deficit for the price of paper and ink.

That the fed can hold off cataclismic events...like a run on the banks or a hysterical tanking of the market, then the longer the fed has to charge every one of us who hold fed funny money through inflating and lowering its buying power.

Our dollar has been less than ten cents on a dollar buying power (compared to 1950 dollars) for some years...and growing less by the calendar. This fact should have destroyed this country's economy yaers ago...but I watch it chug along as legal tender...without promise of reclaimation value...only a legally enforced exchange for goods, debts and services...and no one seems to care...not foreign nor domestic.

Now, with trillions suddenly evaporating from the books, everyone IS looking and questioning. And certainly the USA is bankrupt and has debt it can never repay...but what has actually changed since Viet Namn?

In real terms, we have given up heavy industry, but in financial terms, we were bankrupt before the housing (dot com)bubble, and we are still bankrupt...the main difference is that folks are watching.

Since a non-backed currency is only as functional as the confidence that it is and will be functional, then the actions of the fed might offset panic and put the people back to sleep...while actually exacerbating the ecconomic difficulties in the process.

Not a viable logic string, but it may function as servicible psychology.

Stefan

Bill
04-09-2008, 05:12 PM
It's kind of interesting - I was reading the other day how a silver dime now contains $1.56 worth of silver - and that by that standard, a loaf of bread is still worth about the same as it used to be, measured against something with an inherent value.

I thought, dang, that must be a shitty loaf of bread if you can buy it for a buck 50 - but I like my good whole grain bread. ;-}

Reading that tho REALLY made me want to kick myself - about 15 years ago, when silver was at a temporary high, and one of my businesses was failing, I sold off a $100 face value bag of silver dimes to get some extra cash for christmas.

I always meant to buy more of those $100 face value bags - and didn't.

What a fucking idiot I was. Don't get me wrong, I've got a nice stash of silver coins - but I will forever feel like a dolt for not buying more.

It's hard to know if it's a good idea to buy more now.

---

Hopefully, some time before I die, the US will switch to a basket based currency, or my favorite idea, taken from the genius Bucky Fuller - a kilowatt/hour based currency.

This ficticious bank-created fiat currency sucks.