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View Full Version : House takes Student Lending Out of Hands of Vicious Profiteers & $aves Too!


disrupter
09-17-2009, 08:05 AM
Good move congress.

But the GOP is arguing for more government subsidized corporate welfare.

The GOP is soliciting for corporations & against the American people, again.

House bill would kill subsidized student loans
AP

By LIBBY QUAID, AP Education Writer Libby Quaid, Ap Education Writer – Thu Sep 17, 4:29 am ET

WASHINGTON – The House is poised to vote to
push private lenders out of the federal college loan business
and massively expand the government's own lending program.

Lawmakers debated a student aid bill Wednesday that has widespread support, including from the White House. The measure is expected to win passage Thursday and go next to the Senate.

Proponents of putting the government in charge of all federal loans say it

would save an estimated $87 billion, though this figure has been disputed.

The money would boost
Pell Grants for needy students and pay for a new college completion fund, community college reforms and more college aid for veterans.

"No student in this great country of ours should have to mortgage their future to pursue their dreams,"
said the bill's sponsor, California Democratic Rep. George Miller, chairman of the House Education and Labor Committee.

Yet the money also would be spent on things that don't help pay for college, such as construction at K-12 schools and new preschool programs.

And while the measure would increase Pell Grants, it would do nothing to curb college costs, which rise much faster than Pell Grants do.

Changes in federal student aid would fulfill a campaign promise by President Barack Obama and transform a long-standing partnership between the government and the private sector.

Republican critics argue it is wrong to put the government in near-total control of student lending.

"Ask yourselves whether another government takeover is what we need right now," said Minnesota Rep. John Kline, senior Republican on the Education Committee.

Many also worry about job losses in their districts.

The measure would end the subsidized loan program
under which private lenders made $56 billion in loans backed by the government to more than 6 million students last year, compared with $14 billion in direct loans from the government. Private lenders employ more than 30,000 people whose jobs depend on the subsidized loan program, and the industry says many would be laid off.

Sallie Mae employees have been trying to involve local leaders in the issue and recently held a series of town hall meetings and petition drives in Pennsylvania, Florida, Delaware, New York and Indiana.

Sallie Mae, the biggest student loan provider, has about 8,500 employees in the program. It still will have contracts to service federal loans but would probably lay off about 30 percent of those workers.

Democratic Rep. David Wu of Oregon said

lenders still could make all the loans they want. "What will
not happen anymore is making those student loans
with taxpayer subsidies," he said.

As consumers, college students probably wouldn't notice any difference in their loans, which they would get through their schools. Broadly speaking, the bill doesn't do much to make loans cheaper or help pay them off.

It does keep interest rates for some federal loans — those based on need — from jumping from 3.4 percent currently to 6.8 percent as scheduled in 2012. Interest rates for most other loans would remain at 6.8 percent.

Under the measure, Pell Grants would rise slightly more than inflation over the next decade, increasing on average by about 2.6 percent yearly, according to the bill's sponsors.

The bill marks the first time lawmakers have ever agreed to a long-term annual increase in the program. Pell Grants have always depended on annual spending bills and on occasion have stayed flat or been cut when lawmakers came under pressure to reduce spending.

However, the bill does not actually change the situation. Obama originally proposed to take Pell Grants out of lawmakers' hands entirely, making the program an entitlement like Social Security and Medicare, which would have cost an estimated $117 billion — more than lawmakers have to spend.http://news.yahoo.com/s/ap/20090917/ap_on_go_co/us_college_aid;_ylt=A0wNdPIzLbJK2u0AIkes0NUE;_ylu= X3oDMTMwc24xb3Q1BGFzc2V0A2FwLzIwMDkwOTE3L3VzX2NvbG xlZ2VfYWlkBGNwb3MDNgRwb3MDMwRwdANob21lX2Nva2UEc2Vj A3luX2hlYWRsaW5lX2xpc3QEc2xrA2hvdXNlYmlsbHdvdQ--

Say no to corporate welfare & yes to the American people,
by saying NO to the GOP traitors.

kres24GT
09-17-2009, 08:34 AM
It's sad the choices have become Big Government this way or Big Government that way. Freedom is truly dead.

disrupter
09-17-2009, 08:51 AM
This is government actually helping students get a college education,

rather than bald, naked corporate graft that spells bankruptcy for millions of students at the hands of these villains.

kres24GT
09-17-2009, 10:05 AM
This is government actually helping students get a college education,

rather than bald, naked corporate graft that spells bankruptcy for millions of students at the hands of these villains.


I'd rather people help themselves.

xav8terx
09-17-2009, 10:17 AM
And with a little help people are...so whats the problem?

kres24GT
09-17-2009, 10:57 AM
And with a little help people are...so whats the problem?


I have no problem with helping others help themselves as long as it freely comes from the pockets of individuals and not seized tax dollars.

disrupter
09-19-2009, 09:52 AM
Did you complain when it was corporate welfare, burning & ruining student's lives?

How about the TRILLIONs spent by the Fed & Treasury in undisclosed agreements to failed banks?

Why don't you voice something about that kres24GT,

or are your priorities completely, insanely disproportionate?

My guess? Insanely disproportionate.

You only fire at the vulnerable easy targets & are too cowardly to face the big corporate monsters.

The tax-dodging, parasite murderous, planet destroying corporations.

But please, feel free to correct/inform me otherwise.

Smurf-Herder
09-19-2009, 12:23 PM
Now that they have total control of the loan process, how will they use that absolute control; and what's in the fine print already?

disrupter
09-19-2009, 02:10 PM
hopefully it will be like student loans used to be,
with reasonable [perhaps fixed] interest rates.

I have seen some of the horror stories of what these loan creditors do to vulnerable young lives. [Bill Moyers Journal]

I am sick to death of congress & the whitehouse betraying us for tax-dodging, parasitic, corporate welfare.

The_Limit
09-19-2009, 02:37 PM
Obviosuly a student will get a way better loan from the government than from a private company.

Much lower interest.

Lengthier grace periods.

Why would anyone go to a bank? Its an absolute ripoff.

disrupter
09-19-2009, 02:40 PM
Certainly you are not suggesting that banks are crooks, ripping off taxpayers for Trillions of dollars are you?

kres24GT
09-20-2009, 12:00 PM
Did you complain when it was corporate welfare, burning & ruining student's lives?

How about the TRILLIONs spent by the Fed & Treasury in undisclosed agreements to failed banks?

Why don't you voice something about that kres24GT,

or are your priorities completely, insanely disproportionate?

My guess? Insanely disproportionate.

You only fire at the vulnerable easy targets & are too cowardly to face the big corporate monsters.

The tax-dodging, parasite murderous, planet destroying corporations.

But please, feel free to correct/inform me otherwise.


Yes, I have spoke out many times about my disgust of the Bush and Obama administrations giving corporate handouts to their wealthy buddies. It's disgusting.

Smurf-Herder
09-20-2009, 12:30 PM
Obviosuly a student will get a way better loan from the government than from a private company.

Much lower interest.

Lengthier grace periods.

Why would anyone go to a bank? Its an absolute ripoff.

Well, this came to my attention. Does it sound a little different than a bank loan to you?

Sample Student Loan Repayment Program
Service Agreement

Introduction

This Student Loan Repayment Program service agreement is an employment agreement between the [AGENCY] and (employee's name) (hereinafter referred to as "you" or "your") for the purpose of specifying conditions under which you agree to work as a Federal employee at [AGENCY]'s [AGENCY COMPONENT] in return for [AGENCY COMPONENT] repaying part or all of your outstanding student loan(s) through loan payments to the lender(s). This agreement will continue in effect until the terms and conditions have been satisfied or funding is no longer available.

Period of Service

You are required to serve (number of years; minimum of 3 years), beginning (date, i.e., either the first day of the applicable pay period for which the initial loan payment is to be disbursed by the Payroll Office following signing of the service agreement; the date that the employee enters on duty (EOD); the date the employee returns to duty from school; or at any time after EOD) and ending (date) .

Complete agreement:

U.S. OFFICE OF PERSONNEL MANAGEMENT
http://www.opm.gov/oca/pay/studentloan/HTML/sample1-attch2.asp

ROdger Right
09-21-2009, 01:09 AM
Buying young minds pure and simple.

With a mold of ideology and probably some cleaner streets.

ROdger Right
09-21-2009, 04:03 AM
This is government actually helping students get a college education,

rather than bald, naked corporate graft that spells bankruptcy for millions of students at the hands of these villains.

You speak of blackwater and such of those crimes, yet you think the government will act differently because they wanna deal more with Americans?

ROdger Right
09-21-2009, 04:03 AM
This is government actually helping students get a college education,

rather than bald, naked corporate graft that spells bankruptcy for millions of students at the hands of these villains.

You speak of blackwater and such of those crimes, yet you think the government will act differently because they wanna deal more with Americans?

ROdger Right
09-22-2009, 02:55 AM
I will not serve and because I will not, I will not send another man in my stead. Vote it down.